How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,9221
Age Premiums Paid Daily Benefit
3% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,922
$210
9
53
$3,844
$216
18
54
$5,766
$222
26
55
$7,688
$229
34
56
$9,610
$236
41
57
$11,532
$243
47
58
$13,454
$250
54
59
$15,376
$258
60
60
$17,298
$266
65
61
$19,220
$274
70
62
$21,142
$282
75
63
$23,064
$290
80
64
$24,986
$299
84
65
$26,908
$308
87
66
$28,830
$317
91
67
$30,752
$327
94
68
$32,674
$337
97
69
$34,596
$347
100
70
$36,518
$357
102
71
$38,440
$368
104
72
$40,362
$379
106
73
$42,284
$390
108
74
$44,206
$402
110
75
$46,128
$414
111
76
$48,050
$426
113
77
$49,972
$439
114
78
$51,894
$452
115
79
$53,816
$466
115
80
$55,738
$480
116
81
$57,660
$494
117

1. Interest credited at the end of the year. Hypothetical premium based on $ $210/Day, 100% Home Health, Three Year, 3% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.