How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $1,6471
Age Premiums Paid Daily Benefit
3% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$1,647
$180
9
53
$3,294
$185
18
54
$4,941
$191
26
55
$6,588
$197
33
56
$8,235
$203
41
57
$9,882
$209
47
58
$11,529
$215
54
59
$13,176
$221
60
60
$14,823
$228
65
61
$16,470
$235
70
62
$18,117
$242
75
63
$19,764
$249
79
64
$21,411
$256
84
65
$23,058
$264
87
66
$24,705
$272
91
67
$26,352
$280
94
68
$27,999
$288
97
69
$29,646
$297
100
70
$31,293
$306
102
71
$32,940
$315
105
72
$34,587
$324
107
73
$36,234
$334
108
74
$37,881
$344
110
75
$39,528
$354
112
76
$41,175
$365
113
77
$42,822
$376
114
78
$44,469
$387
115
79
$46,116
$399
116
80
$47,763
$411
116
81
$49,410
$423
117

1. Interest credited at the end of the year. Hypothetical premium based on $ $180/Day, 100% Home Health, Three Year, 3% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.